/* Legal pages - calm, single-column reading layout (Naked Insure inspired) */
.legal-hero{background:#fff;padding:160px 6% 60px;border-bottom:1px solid rgba(0,0,0,.06)}
.legal-hero-inner{max-width:1080px;margin:0 auto}

/* Tab strip — sticky doc switcher (sits below the fixed top nav with breathing room) */
.legal-tabs-wrap{position:sticky;top:72px;z-index:40;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid rgba(0,0,0,.08);padding:24px 6% 18px}
@media (max-width:760px){.legal-tabs-wrap{top:60px;padding:18px 6% 14px}}
.legal-tabs{max-width:1080px;margin:0 auto;display:flex;gap:10px;overflow-x:auto;-webkit-overflow-scrolling:touch;scrollbar-width:none}
.legal-tabs::-webkit-scrollbar{display:none}
.legal-tab{display:inline-flex;align-items:center;padding:10px 18px;border-radius:999px;background:transparent;color:#46545f;font-size:12px;letter-spacing:.14em;text-transform:uppercase;font-weight:600;text-decoration:none;border:1.5px solid rgba(0,0,0,.14);white-space:nowrap;transition:background .25s ease, color .25s ease, border-color .25s ease, transform .2s ease, box-shadow .25s ease;flex-shrink:0}
.legal-tab:hover{color:var(--asuer-deep);border-color:var(--asuer-deep);transform:translateY(-1px)}
.legal-tab.active{background:var(--asuer-deep);color:#fff;border-color:var(--asuer-deep)}
.legal-tab.active:hover{background:#fff;color:var(--asuer-deep);box-shadow:0 8px 20px rgba(0,30,60,.18)}
.legal-hero a.back{font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--asuer-deep);font-weight:600;text-decoration:none;display:inline-block;margin-bottom:32px}
.legal-hero a.back:hover{color:var(--asuer-ink)}
.legal-hero .eyebrow{margin-bottom:18px}
.legal-hero h1{font-family:var(--display);font-weight:800;font-size:clamp(48px,6vw,88px);line-height:1.02;letter-spacing:-.025em;color:var(--asuer-ink);margin-bottom:20px}
.legal-hero p{font-size:19px;line-height:1.55;color:#3a4853;max-width:720px}

.legal-body{padding:60px 6% 140px;max-width:960px;margin:0 auto;display:block;background:#fff}

.legal-body .meta-row{display:inline-block;padding:10px 18px;background:#f1f3f5;border-radius:999px;font-size:13px;color:#46545f;margin-bottom:48px;letter-spacing:.02em}

.legal-body h2{font-family:var(--display);font-weight:800;font-size:34px;line-height:1.2;color:var(--asuer-ink);margin:80px 0 18px;letter-spacing:-.01em}
.legal-body h2:first-of-type, .legal-body h2.first{margin-top:24px}
.legal-body h3{font-family:var(--display);font-weight:700;font-size:22px;line-height:1.25;color:var(--asuer-ink);margin:44px 0 12px;letter-spacing:-.005em}
.legal-body p{font-size:17px;line-height:1.7;color:#23303a;margin-bottom:18px}
.legal-body li{font-size:17px;line-height:1.7;color:#23303a;margin-bottom:8px}
.legal-body ul, .legal-body ol{margin:14px 0 24px 22px}
.legal-body strong{color:var(--asuer-ink);font-weight:700}
.legal-body table{width:100%;border-collapse:collapse;margin:24px 0;font-size:15px}
.legal-body th, .legal-body td{padding:14px;border-bottom:1px solid rgba(0,0,0,.08);text-align:left;vertical-align:top}
.legal-body th{background:#f1f3f5;font-weight:700;color:var(--asuer-ink);font-size:13px;letter-spacing:.04em;text-transform:uppercase}
.legal-body a{color:var(--asuer-deep);text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px}
.legal-body a:hover{color:var(--asuer-ink)}

.legal-body em{font-style:italic;color:#7d8a93}

/* On-page TOC: simple chip list inline */
.legal-body > .legal-toc{padding:28px 32px;background:#f7fafc;border-radius:16px;margin:0 0 48px;border:1px solid rgba(0,0,0,.04)}
.legal-body > .legal-toc h4{font-family:var(--display);font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--asuer-deep);margin-bottom:18px;font-weight:700}
.legal-body > .legal-toc ul{list-style:none;padding:0;margin:0;columns:2;column-gap:32px}
.legal-body > .legal-toc li{margin-bottom:10px;font-size:15px;break-inside:avoid}
.legal-body > .legal-toc a{display:inline-block;color:var(--asuer-ink);text-decoration:none;padding:0;line-height:1.4;border:none}
.legal-body > .legal-toc a:hover{color:var(--asuer-deep);text-decoration:underline}

/* PDF download bar */
.legal-pdf-bar{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:18px 24px;background:var(--asuer-deep);color:#fff;border-radius:14px;margin-bottom:48px}
.legal-pdf-bar .lbl{font-size:14px;color:#fff;font-weight:500}
.legal-pdf-bar a{display:inline-flex;align-items:center;gap:8px;padding:10px 20px;background:#fff;color:var(--asuer-deep) !important;border-radius:999px;font-size:11px;letter-spacing:.16em;text-transform:uppercase;font-weight:700;text-decoration:none;transition:background .2s ease, color .2s ease}
.legal-pdf-bar a:hover{background:var(--asuer-ink);color:#fff !important}
.legal-pdf-bar a::before{content:"\21E9";font-family:Georgia,serif;font-size:16px}

/* Page bg */
body.product-page{background:#fff}

@media (max-width:760px){
  .legal-hero{padding:120px 6% 40px}
  .legal-hero h1{font-size:42px}
  .legal-hero p{font-size:17px}
  .legal-body{padding:40px 6% 80px}
  .legal-body h2{font-size:26px;margin-top:60px}
  .legal-body h3{font-size:19px}
  .legal-body p,.legal-body li{font-size:16px}
  .legal-body > .legal-toc ul{columns:1}
  .legal-pdf-bar{flex-direction:column;align-items:flex-start;gap:12px}
}

/* Legal index (holding page) */
.legal-index{padding:60px 6% 140px;max-width:980px;margin:0 auto}
.legal-index-grid{display:flex;flex-direction:column;gap:0;border-top:1px solid rgba(0,0,0,.08);border-bottom:1px solid rgba(0,0,0,.08)}
.legal-doc{display:grid;grid-template-columns:60px 1fr auto auto;gap:24px;align-items:center;padding:28px 8px;border-bottom:1px solid rgba(0,0,0,.08);color:var(--asuer-ink);transition:background .2s ease;position:relative}
.legal-doc-text{min-width:0}
.legal-doc-cta{text-decoration:none}
.legal-doc:hover .legal-doc-cta{color:var(--asuer-ink)}
.legal-doc:last-child{border-bottom:none}
.legal-doc:hover{background:#f7fafc}
.legal-doc-eye{font-family:var(--display);font-size:13px;letter-spacing:.18em;color:var(--asuer-deep);font-weight:700}
.legal-doc h3{font-family:var(--display);font-weight:700;font-size:22px;line-height:1.3;letter-spacing:-.005em;color:var(--asuer-ink);margin:0 0 4px}
.legal-doc p{font-size:14px;line-height:1.55;color:#46545f;margin:0;max-width:540px}
.legal-doc-cta{font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--asuer-deep);font-weight:600;white-space:nowrap}
.legal-doc-pdf{display:inline-flex;align-items:center;gap:6px;padding:8px 14px;background:#f1f3f5;color:var(--asuer-deep);border-radius:999px;font-size:11px;letter-spacing:.16em;text-transform:uppercase;font-weight:700;text-decoration:none;transition:background .2s ease, color .2s ease;white-space:nowrap}
.legal-doc-pdf:hover{background:var(--asuer-deep);color:#fff}
.legal-doc-pdf::before{content:"\21E9";font-family:Georgia,serif;font-size:14px}
.legal-fsp{margin-top:50px;padding:0;text-align:center;font-size:13px;color:#7d8a93;line-height:1.6}
.legal-fsp strong{color:var(--asuer-ink);font-weight:700}

@media (max-width:760px){
  .legal-index{padding:40px 6% 80px}
  .legal-doc{grid-template-columns:1fr;gap:8px;padding:22px 8px}
  .legal-doc-eye{font-size:11px;letter-spacing:.18em}
  .legal-doc-cta,.legal-doc-pdf{justify-self:start}
}